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FIN-FSA regulated

Best investment platforms in Finland

Independent comparison of 10 brokers available to residents of Finland, ranked by fees, regulation and product breadth.

Top picks

Recommended for Finland

Interactive Brokers

Interactive Brokers

9.7/ 10
Low fees
Best Overall

Access 150+ global markets, institutional-grade execution and some of the lowest investing costs available to retail investors. Mostly suitable for experienced investors.

Cash yield available
USD-only cash interest · Tiered, up to benchmark minus a spread on USD balances above $10,000
Min. deposit
€0
Best for
Advanced Investors
Regulation
Central Bank of IrelandCSSFFCASEC/FINRA

Affiliate link · capital at risk

Trade Republic

Trade Republic

9.4/ 10
Low fees
Best for ETF Savings Plans

Build long-term wealth with free savings plans, cash yield and investing from as little as €1.

Cash yield available
Partner-bank deposits · Variable EUR rate tracking ECB policy (recently ~1.25–4%)
Min. deposit
€1
Best for
Beginners and DCA
Regulation
BaFinBundesbank

Affiliate link · capital at risk

Trading 212

Trading 212

9.6/ 10
Low fees
Best Beginner Broker

Invest automatically with Pies, AutoInvest and fractional shares in one of Europe's most intuitive investing apps.

Cash yield available
Hybrid (deposits + MMF) · Variable EUR/GBP/USD rates, currently among the highest on idle balances
Min. deposit
€1
Best for
Beginners who want
Regulation
FCABaFinCySEC

Affiliate link · capital at risk

XTB

XTB

8.2/ 10
Low fees
Best Hybrid Platform

Combine long-term investing and active trading in a single platform with real stocks, ETFs and powerful tools.

Cash yield available
Bank deposits · Variable EUR/USD rate on uninvested cash above a threshold
Min. deposit
€0
Best for
Investors who also
Regulation
KNFFCACySEC

Affiliate link · capital at risk

Lightyear

Lightyear

9.4/ 10
Low fees
Best User Experience

Multi-currency investing made simple with a modern interface, low FX costs and free ETF trading.

Cash yield available
Money market funds · EUR/USD/GBP MMF yields, broadly tracking short-term central-bank rates
Min. deposit
€1
Best for
Investors who find
Regulation
FCAEstonian FSA

Affiliate link · capital at risk

Saxo Bank

Saxo Bank

8.7/ 10
Medium fees

Premium investing without the private bank — a fully licensed Danish bank with one of the most professional platforms available to retail investors.

Cash yield available
Bank deposits · Tiered EUR/USD/GBP rates on balances above a threshold
Min. deposit
€0
Best for
Investors who value
Regulation
Danish FSA

Affiliate link · capital at risk

Regulator & tax

Investing from Finland

Regulation

Financial services in Finland are supervised by FIN-FSA. All platforms we list operate under MiFID II with client asset segregation.

Tax basics

Capital gains 30% (34% above threshold); dividends subject to withholding.

General information only — not tax advice.

FAQ

Common questions

General

It depends on your goals. For long-term ETF investing, Interactive Brokers is usually a strong choice. Take our quiz for a personalized match.

Contact

Work with InvestBeacon

For partnerships, compliance matters or general editorial questions, you can contact the InvestBeacon team directly. We do not provide personal financial advice or individualized investment recommendations.

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